{"id":342,"date":"2019-07-25T20:21:06","date_gmt":"2019-07-25T20:21:06","guid":{"rendered":"https:\/\/www.vumigroup.com\/?page_id=342"},"modified":"2021-06-21T22:26:58","modified_gmt":"2021-06-21T22:26:58","slug":"access-vip","status":"publish","type":"page","link":"https:\/\/www.vumivenezuela.com\/en\/access-vip\/","title":{"rendered":"Access VIP"},"content":{"rendered":"

[vc_row full_width=”stretch_row” css=”.vc_custom_1580225458086{margin-bottom: 0px !important;border-bottom-width: 5px !important;padding-top: 0px !important;background-image: url(https:\/\/www.vumivenezuela.com\/wp-content\/uploads\/2020\/01\/access-1080-min-min.jpg?id=1372) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;border-bottom-color: #56a628 !important;border-bottom-style: solid !important;}”][vc_column width=”2\/3″ css=”.vc_custom_1580225475225{padding-top: 0px !important;}” offset=”vc_hidden-xs”][vc_empty_space height=”470px”][\/vc_column][vc_column css_animation=”fadeInUp” width=”1\/3″ css=”.vc_custom_1562187384544{margin-bottom: 0px !important;background-color: rgba(241,145,76,0.01) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;*background-color: rgb(241,145,76) !important;}”][vc_row_inner][vc_column_inner offset=”vc_hidden-lg vc_hidden-md vc_hidden-sm”][vc_empty_space height=”140px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1562187425597{margin-bottom: 0px !important;}”][vc_column_inner offset=”vc_hidden-xs”][vc_empty_space height=”270px”][\/vc_column_inner][\/vc_row_inner][vc_row_inner css=”.vc_custom_1580229125749{margin-bottom: 0px !important;background-color: rgba(86,166,40,0.9) !important;*background-color: rgb(86,166,40) !important;}”][vc_column_inner css=”.vc_custom_1580226603631{margin-bottom: 0px !important;}” offset=”vc_hidden-xs”][vc_column_text css=”.vc_custom_1564086516790{margin-bottom: 0px !important;padding-right: 10px !important;}”]<\/p>\n

ACCESS <\/span>VIP<\/span><\/span><\/p>\n

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Is designed as a complementary plan with an annual coverage of US$2 million<\/span><\/p>\n

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ACCESS <\/span>VIP<\/span><\/span><\/p>\n

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Is designed as a complementary plan with an annual coverage of US$2 million<\/span><\/p>\n

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DEDUCTIBLE <\/span>OPTIONS*<\/span><\/span><\/p>\n

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\n \n \n \n \n \n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n
<\/th>Option I<\/th>Option II<\/th>Option III<\/th>Option IV<\/th>Option V<\/th>Option VI<\/th><\/tr>\n<\/thead>\n
<\/td>US$2,000<\/td>US$5,000<\/td>US$10,000<\/td>US$20,000<\/td>US$50,000<\/td><\/td> <\/tr>\n
<\/td>US$2,000<\/td>US$5,000<\/td>US$10,000<\/td>US$20,000<\/td>US$50,000<\/td><\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_column_text css=”.vc_custom_1581451043068{padding-top: 10px !important;padding-right: 62px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f4f4f4 !important;}”]<\/p>\n

*Only one deductible per person, per policy year applies. For family policies, a maximum of two deductibles accumulated per policy, per policy year will be applied. For more information, please refer to the policy\u2019s Conditions of Coverage<\/p>\n

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TABLE OF <\/span>BENEFITS<\/span><\/span><\/p>\n

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<\/i> Download PDF<\/a><\/p>\n

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\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Maximum coverage per person, per policy year<\/td>US$2,000,000<\/td> <\/tr>\n
Maximum age to apply for coverage<\/td>Up to 75 years old<\/td> <\/tr>\n
Waiting period<\/td>30 days<\/td> <\/tr>\n
Coverage outside USA<\/td>100% UCR with free choice of hospitals and doctors<\/td> <\/tr>\n
Coverage inside USA<\/td>\u2022 100% UCR within the Access Network\u00ae corresponding to the region
\u2022 Outside the Access Network\u00ae, the coverage will be at 60%, with a maximum daily room rate of up to US$700 for a standard room and up to US$1,400 for intensive care
\u2022 Emergency medical treatment will be covered 100% UCR, up to the policy limits<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Inpatient Benefits” tab_id=”1562174748858-e69f6a5f-5f09″][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Standard hospital room<\/td>100% UCR<\/td> <\/tr>\n
Use of intensive care unit<\/td>100% UCR<\/td> <\/tr>\n
Adult companion accommodation expenses of a hospitalized insured under 18 years old<\/td>US$150 per night, max. of 30 nights<\/td> <\/tr>\n
Adult companion accommodation expenses of a hospitalized insured over 18 years old<\/td>100% UCR, max. of 21 nights<\/td> <\/tr>\n
Prescribed medications while hospitalized<\/td>100% UCR<\/td> <\/tr>\n
Physical therapy and rehabilitation<\/td>100% UCR<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Outpatient Benefits” tab_id=”1562174751188-c69e2c79-5c77″][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n \n \n \n \n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Emergency room care<\/td>100% UCR<\/td> <\/tr>\n
Physician and specialist visits<\/td>100% UCR<\/td> <\/tr>\n
Physician and specialist home visits (where available)<\/td>100% UCR<\/td> <\/tr>\n
Outpatient prescription medication<\/td>US$5,000<\/td> <\/tr>\n
Nurse or therapist care at home<\/td>US$6,000<\/td> <\/tr>\n
Preventive health checkup. No deductible applies (options I & II)<\/td>US$100 for insureds 18 and older (after a 10-month waiting period)<\/td> <\/tr>\n
Hearing aids<\/td>US$500 per lifetime<\/td> <\/tr>\n
Treatment for Alzheimer\u2019s disease<\/td>100% UCR<\/td> <\/tr>\n
Allergy treatment<\/td>100% UCR<\/td> <\/tr>\n
Physical therapy and rehabilitation<\/td>US$6,000<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”General Benefits” tab_id=”1562174752411-21141c50-e45f”][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n \n \n \n \n \n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Surgeon and anesthesiologist fees<\/td>100% UCR<\/td> <\/tr>\n
Diagnostic study services (laboratory tests, pathology, X-rays, MRI\/CT\/PET scans)<\/td>100% UCR<\/td> <\/tr>\n
Oncology: tests, treatment (chemotherapy and\/or radiotherapy) and medication<\/td>100% UCR<\/td> <\/tr>\n
Dialysis services<\/td>100% UCR<\/td> <\/tr>\n
Prostheses and medical appliances implanted during surgery<\/td>100% UCR<\/td> <\/tr>\n
Organ\/tissue transplant<\/td>US$300,000 per lifetime
Includes US$25,000 benefit for expenses of the live donor<\/td> <\/tr>\n
Durable medical equipment<\/td>US$6,000<\/td> <\/tr>\n
Specialized treatments: autism, sleep apnea and other sleep disorders
Specialized therapies: occupational and speech<\/td>		US$1,500<\/td> <\/tr>\n
Congenital and\/or hereditary conditions diagnosed before age 18<\/td>US$125,000 per lifetime<\/td> <\/tr>\n
Congenital and\/or hereditary conditions diagnosed after age 18<\/td>100% UCR<\/td> <\/tr>\n
Reconstructive surgery after an accident or illness<\/td>Up to the maximum benefit<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Maternity” tab_id=”1562174753022-96410fc9-8b3b”][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Maternity (option I)<\/td>US$3,000, no deductible applies
Includes deliveries for pregnancies that are a result of any type of fertility treatments<\/td> <\/tr>\n
Maternity and newborn complications (option I)<\/td>US$125,000<\/td> <\/tr>\n
Inclusion of the newborn within 90 days after the birth (option I)<\/td>Without underwriting, if born from a covered maternity<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Medical Evacuation” tab_id=”1562174753933-abcec223-ef3e”][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Emergency transportation - Ground ambulance<\/td>100% UCR, no deductible applies<\/td> <\/tr>\n
Emergency transportation - Air ambulance<\/td>US$40,000, no deductible applies<\/td> <\/tr>\n
Repatriation or cremation of mortal remains<\/td>US$7,000<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Other Benefits” tab_id=”1562174754546-ce0305b0-89b2″][vc_column_text]
\n \n \n \n \n <\/colgroup>\n \n\n \n\n \n \n \n \n \n \n \n
Description<\/th>Coverage<\/th><\/tr>\n<\/thead>\n
Treatment for injuries during the training or practice of hazardous hobbies and\/or non-professional sports<\/td>100% UCR<\/td> <\/tr>\n
Emergency dental coverage<\/td>100% UCR for treatment within the first 180 days of the covered accident<\/td> <\/tr>\n
Palliative care<\/td>100% UCR<\/td> <\/tr>\n
Temporary coverage for accidents while application is being underwritten<\/td>US$30,000<\/td> <\/tr>\n
Elimination\/reduction of the policy deductible for no claims during the last 3 years<\/td>Option I:
\u2022 Elimination for 1 year after the 3rd year without claims
\u2022 Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years

Options II, III & IV:
\u2022 Reduction of 50% of the deductible for 1 year after the 3rd year without claims<\/td> <\/tr>\n
Elimination of deductible in case of a serious accident (options I & II)<\/td>Elimination of the annual deductible for the first hospital urgent treatment that requires a hospitalization within the first 24 hours after the serious accident<\/td> <\/tr>\n
Second Medical Opinion VIP\u00ae<\/td>Access to a second medical opinion of renowned experts from around the world, no deductible applies<\/td> <\/tr>\n <\/tbody>\n <\/table>\n \n \n \n<\/div>\n[\/vc_column_text][\/vc_tta_section][\/vc_tta_tabs][vc_row_inner disable_element=”yes”][vc_column_inner][vc_column_text css=”.vc_custom_1564072363184{margin-top: -38px !important;padding-top: 10px !important;padding-right: 62px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f4f4f4 !important;}”]<\/p>\n

*For existing Policies, the Waiting Period begins on the Renewal Date. All benefits with 100% coverage are up to the Policy limit.<\/p>\n

All contents of this book are for informative purposes only. The benefits are governed by the terms described in the Conditions of Coverage of the Policy. Unless otherwise stated, the benefits are offered on a per Insured \/ per Policy Year basis in which the chosen Deductible applies. All amounts are in US Dollars (USD). The benefits are limited to the medical expenses covered under the Policy and are subject to the Usual, Customary and Reasonable expenses (UCR) for the geographic area where the expenses were incurred.<\/p>\n

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